BUILDING YOUR EMERGENCY FUND (Because Life Happens!)

Ever had one of those weeks where your car breaks down, your Wi-Fi goes on strike, and your fridge dies? 😱 Yup, life loves to throw curveballs when you least expect it! That’s why an emergency fund is your financial shield. 🛡️

💡 What’s an Emergency Fund? It’s your “I’m not stressed, I’m financially prepared” fund. 💪 Think of it as your money’s equivalent of a superhero cape (no, it won’t fly, but it will save the day). 🦸‍♀️

If you are working to pay off debt, your goal is to have $1,000 set aside in an emergency fund.

If you are debt free - with exception of mortgage - your goal is to save 3 - 6 months of expenses for an emergency fund.

It is always wise to have savings for a rainy day.
Proverbs 21:20 says, “The wise store up choice food and olive oil, but fools gulp theirs down.”

🛠️ How to Build Your Fund:

Start small – You don’t need to save for a yacht. Aim for $25/week and work your way up. 🚤

Set up automatic transfers – Make saving as easy as hitting “next episode” on Netflix. 🍿

Keep it separate – If it’s in your regular account, it might just vanish faster than your leftovers. 🍕

Track your progress – Celebrate the small wins. You’re one step closer to not stressing when the fridge decides to take a nap. 🥳

🔑 The moral of the story: Life will definitely throw some surprises your way. But with an emergency fund, you can face them like a pro. Or at least with a little less panic. 😂

❓What’s the craziest “emergency” you’ve had to deal with? Share your stories in the comments!